Ramadan is a time of reflection for Muslims around the world. In addition to increasing worship during the holy month, many people plan their expenses for various purposes. Ramadan expenses include preparations for iftar, suhoor meals, and zakat and alms. Usually, the prices in Ramadan will increase in line with the increasing needs. It's essential that your shopping during Ramadan doesn't break the bank. Here are some tips on how to shop fruitfully during Ramadan:
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Make a Shopping Plan
Make a detailed shopping plan before you start shopping for your Ramadan needs. Set a budget for each category: food, drinks, zakat, and sadaqah. By having a clear strategy, you can avoid waste and control your spending better.
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Use Discounts and Promotions
One of the best ways to shop fruitfully during Ramadan is to take advantage of available discounts and promotions. Many stores and supermarkets offer special deals during this holy month. Keep an eye out for promotional flyers, use online shopping apps, and look for deals that can help you save money.
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Buy Items in Bulk
Consider purchasing necessities in bulk. For example, buy groceries in bulk for Iftar or suhoor to get wholesale prices. This can be an effective way to save money in the long run. However, it would help if you also ensured that the items you buy suit your needs so that you don't waste your money.
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Use Credit Cards Wisely
Using a credit card can be beneficial if you use it wisely and with consideration. Make sure that you have planned your repayment budget every time you use a credit card.
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Check Out Price Alternatives
Before purchasing a particular item, take the time to compare prices across multiple stores or marketplaces. By comparing prices, you can ensure that you're getting the best deal and avoid wasting money on items that can be found cheaper elsewhere. If you shop at marketplaces, you will benefit from various promotions. You can also check out your purchases on the marketplace via MAS Mobile.
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Shop at the Local Market
By shopping at a traditional market, you have more price alternatives. You can also compare the quality of goods across several merchants to make it more effective. You can bargain to be more efficient if you already have a regular merchant.
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Keep Track of Incoming and Outgoing Funds
Financial records can help you keep track of your expenses and income. Keep and evaluate these records regularly to use them again next Ramadan.
Following the tips above, you can shop more fruitfully during Ramadan and even put the leftover shopping money in your MAS Savings account. Wise shopping is not only financially beneficial, but it also helps raise awareness of the importance of priorities. Check out more tips on how to manage your finances here.
Source: idntimes.com