Board of Directors
Born in Semarang in 1962. He was graduated as Master of Business Administration and Bachelor of Science both from Indiana University in Pennsylvania. His career in the banking industry started in 1987 at Westpac Banking Corp in Sydney. He joined Hagabank in 1989. After holding various positions, he became Director in 1997 and President Director of Hagabank in 2000. When Hagabank and Bank Hagakita merged with PT Bank Rabobank International Indonesia, he held the position as Vice President Director since July 2008. He has joined Bank MAS as President Director since 2014. Active in the activities of the Association of National Banks (Perbanas) and at the Indonesian Bankers Association (IBI) as well as Risk Management Assessor at the Banking Professional Certification Institute (LSPP).
Duties and Responsibilities: Responsible for general coordination.
Legal Basis of Appointment: Reappointed as President Director at the Annual General Meeting (RUPS) 2023 and obtained approval from the Financial Services Authority on March 25, 2014.
Certification: Risk Management Level 7
Affiliation: Does not have financial and/or familial relationships with the Board of Directors, Commissioners, and/or Controlling Shareholders.
Concurrent Positions: Does not hold concurrent positions.
She was born in Banyuwangi in 1973. She graduated from Surabaya University (Ubaya) in 1996. Her career in the banking industry started as Customer Service at PT. Bank International Indonesia (BII) in 1996. In 1997–January 2014, she joined PT Bank Ekonomi Raharja, Tbk, member of HSBC Group with her last position as Business Manager. In March 2014, she has joined PT Bank Multiarta Sentosa as Marketing Director until now.
Duties and Responsibilities: Responsible for marketing credit and conventional banking products.
Legal Basis of Appointment: Reappointed as Marketing Director at the Annual General Meeting (RUPS) 2023 and received approval from the the Financial Services Authority on March 25th, 2014.
Certification: Risk Management Level 7
Affiliation: Does not have financial and/or familial relationships with the Board of Directors, Commissioners, and/or Controlling Shareholders.
Concurrent Positions: Does not hold concurrent positions.
He was born in Jakarta in 1960. He graduated as Master of Business Administration from Golden Gate University, San Fransisco, USA in 1984. His career started in 1985 at Wothern Bank & Trust in Arkansas, USA. In 1986, he joined PT Bank Central Asia in New York, USA. In 1987 he held the position of Director of PT Sari Busanaprana Internasional. In 1993, he held the position of President Director of PT Bank Multiarta Sentosa and in 2003, he has held the position of Director of Bank Multiarta Sentosa until now.
Duties and Responsibilities: Responsible for risk management and legal matters.
Legal Basis of Appointment: Reappointed as Risk Management Director at the Annual General Meeting (RUPS) 2023 and received approval from Bank Indonesia since October 15, 1992.
Certification: Risk Management Level 7
Affiliation: He has familial relationship with the Board of Commisioners and the controlling shareholder, has financial relationship with the controlling shareholder.
Concurrent Positions: Does not hold concurrent positions.
An Indonesian citizen, was born in Jakarta in 1975. He holds a Bachelor's degree in Accounting from Bina Nusantara University. His banking career began in 1995 at PT Bank Ekonomi Raharja Tbk, where he worked until 2017. From 2017–2019, he served as Vice President of Financial Crime Compliance - CMB at PT HSBC Indonesia. He then held the position of Compliance Group Head at PT Bank MNC Internasional Tbk from 2019 to 2022 and at PT Bank Sinarmas Tbk from 2022–2024. Since 2024, he has served as the Director of Compliance at Bank MAS.
Duties and Responsibilities: Responsible for managing the compliance policy of the Bank.
Legal Basis of Appointment: Appointed as Director of Compliance at the 2024 Annual General Meeting of Shareholders and approved by the Financial Services Authority (OJK) on August 30, 2024.
Certification: Risk Management Level 7
Affiliation: Does not have financial and/or familial relationships with the Board of Directors, Commissioners, and/or Controlling Shareholders.
Concurrent Positions: Does not hold concurrent positions
Indonesian citizen, born in Jakarta in 1981. He holds a Bachelor’s degree in Computer Science from the University of Indonesia and a Master's degree in Informatics from the University of Kaiserslautern. In his previous career path, Rahmat was the Technical Director at the LinkAja company, leading the Technology, Product and Customer Experience Excellence Departments for payment and financing services. Rahmat has had a career in financial technology for more than 15 years domestically and abroad, including working for the multinational company Atos Worldline in Germany. He has been appointed as Director of Operations and Information Technology at Bank MAS since 2022.
Duties and Responsibilities: Responsible for banking operations and information technology.
Legal Basis of Appointment: Reappointed as Director of Operations and Information Technology at the Annual General Meeting (RUPS) 2023 and obtained approval from the Financial Services Authority (OJK) on October 31, 2022.
Certification: Risk Management Level 7
Affiliation: Does not have financial and/or familial relationships with the Board of Directors, Commissioners, and/or Controlling Shareholders.
Concurrent Positions: Does not hold concurrent positions
Edwin Ariono, an Indonesian citizen, was born in Jakarta in 1979. He holds a Bachelor's degree in Management from Tarumanagara University. His professional career began in 2007 as Regional Sales Manager at JDB Holdings Indonesia. From 2013 to 2014, he served as Sales & Marketing Director at Groupon Indonesia. Between 2014 and 2018, he held the position of GM MFS Strategic Partnership at Telkomsel. From 2018 to 2022, he worked as Vice President of Digital Inclusion Partnership at PT Dompet Karya Anak Bangsa (GoPay). He joined Bank MAS in 2022 as Personal Banking Division Head and, in 2024, was appointed as Director of Digital & Retail Banking.
Duties and Responsibilities: Responsible for the development of digital banking services.
Legal Basis of Appointment: Appointed as Director of Digital & Retail Banking at the 2024 Extraordinary General Meeting of Shareholders and approved by the Financial Services Authority (OJK) on December 13, 2024.
Certification: Risk Management Level 7
Affiliation: Does not have financial and/or familial relationships with the Board of Directors, Commissioners, and/or Controlling Shareholders.
Concurrent Positions: Does not hold concurrent positions.